Your loan officers
Pick the one you've been talking to, or either of us. We work as a team.
What we do
Programs vary by lender and your situation; we'll tell you plainly which ones fit.
Buying a home
Conventional, FHA, VA, USDA and first-time buyer programs, with down payment help where it's available.
Refinancing
Lower the rate, shorten the term, drop mortgage insurance, or take cash out when it makes sense.
Construction and land
Building on your own lot, buying acreage, or financing a manufactured home.
Self-employed and complex income
Tax-return, bank-statement, and other options for business owners and 1099 earners.
How it goes
No pressure, no surprises, and you'll always know what's next.
Talk
A short conversation about what you want to do and where you stand.
Pre-approve
We review income, credit, and assets and give you a real number and a letter sellers trust.
Shop and lock
Find the place. We compare lenders and lock your rate when the time is right.
Close
We handle conditions, appraisal, and title coordination, and keep you updated through closing day.
Looking for a place first?
We Got You, Sha is our Acadiana community hub: homes and land for sale by owner, rentals, trusted local pros, and what's happening around here.